Better mortgages. Better lending.
Buying, renewing, refinancing, or financing your business? We compare lenders for you and walk you through every step, with no cost to most residential borrowers.
- Purchase & pre-approvalFirst-time buyers, move-up buyers, and investors
- Renewal & refinanceShop your renewal or tap into your equity
- Self-employed & new to CanadaOptions when the bank says no
- Small business & commercialProperty, equipment, and working capital
What would your payment be?
Adjust the numbers to see an estimated payment, including mortgage default insurance when your down payment is under 20%.
| Down payment | $0 |
| Mortgage insurance (CMHC) | $0 |
| Total mortgage amount | $0 |
| Total interest over amortization | $0 |
Estimate only. Uses Canadian semi-annual compounding and standard CMHC premium tiers; excludes provincial tax on insurance premiums and closing costs. Your rate, eligibility, and payment are confirmed on approval. The default rate shown is for illustration and is not a rate offer.
Small business & commercial lending
Business borrowing is rarely one-size-fits-all. We look at your cash flow, property, and plans, then take a clean package to the lenders most likely to say yes, including banks, credit unions, and private lenders.
- Two years of business financial statements and tax returns
- Year-to-date financials or recent bank statements
- Property details, leases, or a rent roll where it applies
- A short summary of what the funds are for
Owner-occupied commercial property
Buy or refinance the building your business operates from, such as a shop, office, or industrial unit.
Investment & multi-residential
Financing for rental buildings of five or more units, mixed-use properties, and retail or office investments.
Construction, land & bridge financing
Short-term funding to build, develop, or close a purchase before longer-term financing is in place.
Equipment & vehicle financing
Spread the cost of trucks, machinery, and equipment over its working life instead of paying cash up front.
Working capital & lines of credit
Cover inventory, payroll, and seasonal swings, or use equity in real estate to fund growth.
More than just a good rate
Quick answers
We review your situation promptly so you know where you stand before you make an offer or sign a renewal.
No surprises
We explain the rate, the terms, and the fine print up front. No hidden fees, no hidden meanings.
Clients first
We work for you, not a single lender, and we recommend the mortgage that fits your plans.
“Excellent service and attention to detail. You walked us through everything so there were no surprises at all.”Amanda and Jim
“The pre-approval process really helped make our first-time home purchase a breeze!”Mina
Get a free quote
Tell us a little about what you need and a licensed mortgage professional will get back to you, usually within one business day.
Call 1-866-339-6678
Email info@thecmtg.com
201-170 Evans Ave
Etobicoke, ON M8Z 1J7